Accident and Health

At Travelers we recognise that for most companies, their people are their most important asset. While employers' liability insurance can help compensate staff suffering an injury or illness at work, it may not protect the business. As a result many businesses choose to purchase additional Accident and Health insurance to ensure they are able to survive the loss of a key employee and honour their commitment to clients.

Accident and Health Insurance – also known as personal accident insurance – can pay an agreed sum to the business when you or one of your employees suffers death or disablement due to accidental bodily injury. Accident and health insurance can also provide staff with enhanced protection traveling for business or form part of an employee benefits package.

Travelers have been a specialist provider of Accident and Health insurance for over 30 years. We have the knowledge, skills, experience and dedication to provide a complete solution for all needs, whatever the occupation. We adopt a creative and flexible approach to our underwriting, providing tailor made policies where necessary. Our specialist claims team is dedicated to providing policyholders with the highest quality claims services in the London Market.

A complete insurance solution

Travelers can offer a range benefits under a policy which may be adapted to meet specific requirements. Typically, our policy covers you in the event of:

  • accidental death
  • permanent or temporary total disablement through an accident or sickness
  • dismemberment
  • emergency medical expenses
  • emergency evacuation and repatriation


Who is our Accident and Health Insurance for?

  • employer groups
  • personal individuals
  • key persons of any business
  • credit card holders
  • business travellers
  • ship’s crews
  • professional and amateur sports persons / teams
  • entertainers
  • contractors working abroad including hostile locations


Our policies are available to companies, individuals, families or affinity groups and can be purchased on either a stand-alone basis or as an integral part of an insurance package.

We provide coverage for many territories around the world. These policies can also be issued on a reinsurance basis and delegated authority can be given to business partners.

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