Insurance for Health Organisations
Support to help keep organisations healthy
Protecting health organisations helps protect quality of life to countless individuals. We want health care providers to be able to focus on their business. With that in mind, time spent managing losses related to risks should be minimal. Travelers health services risk consultants provide advice and support through working collaboratively with policyholders to assess and manage insurable risks.
Our appetite
We cover
These fall within our appetite, and we're happy to discuss details.
- Hospices
- Physical rehabilitation centres
- Scanning and diagnostic centres
- Private hospitals
- Clinics and other treatment centres
We do not cover
Sorry, we’re currently unable to insure the following.
- Abortion clinics
- Pharmaceuticals
- Psychiatric hospitals
Health covers & highlights
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Property damage
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Business interruption
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Money
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Employers’ liability
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Public & products liability, including:
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Abuse cover defined
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Professional indemnity available for non-clinical activities
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Loss of registration
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Legal expenses
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Additional benefits
- Proactive Rehabilitation Support
- This benefit offers rehabilitation support to employees injured at work, available even before a formal claim is made or liability is accepted. Early intervention can lead to quicker recovery and has several advantages:
- Reduces recovery time and helps employees return to work sooner
- Reduces the need for temporary staff or overtime
- Helps employees resume their pre-injury duties
- May prevent formal claims
- Increases employee satisfaction through employer support
- Lowers claim numbers and can reduce employers’ liability insurance costs.
- Proactive Rehabilitation Support
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- Specialist Risk Control
- Specialist advice from a dedicated Risk Manager with in-depth sector knowledge
- Free access to hundreds of online courses to help manage risks via Cardinus Risk Management
- We run regular IOSH courses and other specialised training for our clients
- Rebuild Cost Assessment: revaluation service available at discounted rates
- Specialist Risk Control
General questions
These questions will give you a sense of the information needed to write a policy.
We will need to know what you do and where you are located.
Let’s get specific
These are the kinds of detailed questions we will ask to better understand day-to-day operations.
We will need to understand what fire protections there are, such as alarms, sprinklers or fire suppression systems.
Are any of the buildings listed premises or unoccupied?
Are there any commercial laundry facilities on site?
Are there any commercial cooking facilities?
Do you use agency staff or volunteers?
Do all staff have a documented training plan?
Do you have an up-to-date Health & Safety policy?
Do you have documented risk assessments for hazardous substances, fire, infection control, slips and trips, and manual handling?
Do you carry out Garda vetting (or other regional equivalent) on all staff?
Do you have written guidelines relating to the protection of children and vulnerable adults?
Do you provide training to all staff on your policies and procedures relating to safeguarding?
Do you investigate all allegations of abuse?
Do you have any substantiated allegations of abuse?
Related products
Care
With decades of experience in the care sector, we’ve assembled covers for the most common risks. Facility types such as care homes and rehabilitation units have unique liabilities we’ve considered.
Health & care
We’re one of the few specialised insurers that delivers bespoke solutions to organisations providing care to children and adults. This includes specialist care facilities, charities providing care, hospitals and clinics.
Let’s start the right conversation
For business
Find a broker
If you’re looking for covers and have a broker, ask about Travelers products.
If you need a broker, start with the right broker directory.
Need to call us directly? Contact us.
For brokers
Let's save some time
We can figure out what’s best for your client when we’ve got the right information. Please review the questions on this page to get a sense of what we need to know.
Health & Care Safeguarding and Abuse Questionnaire
Health Services Questionnaire
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