SME Motor Trade Industry Insurance
Cover geared towards smaller motor trade businesses
Travelers has specialised in the motor trade sector since 1995, with a strong understanding of the varied insurance solutions that help small to medium enterprise (SME) businesses find success in an evolving market.
That’s why we’ve developed insurance specifically for smaller motor trade businesses, such as specialist property, liability and road risks cover, along with our SME motor trade product, which is adapted to help businesses that employ 15 people or less. With a Travelers SME policy, motor traders can carry out their activities with the reassurance offered by robust coverages.
Legal changes
Driver licence number requirements
Enacted 31 March 2025, anyone buying or renewing their motor insurance in Ireland must provide the Driver Number for any named drivers on their policy.
Our appetite
We cover
These fall within our appetite, and we’re happy to discuss details.
- Mechanical servicing and repairs
- Motor vehicle body repairers
- Vehicle sales only
- Businesses that provide mechanical servicing repairs and vehicle sales
- Tyre and exhaust supply and installation
We'll consider
We may need more information to confirm a fit.
- Auto electricians
- Non mobile valeters
- NCT & CVRT test centres
- Fleet maintenance
- Classic vehicle sales/restorers/repairers
- Engine tuning specialists
- Electrical equipment installers
- Non mobile windscreen fitters
We do not cover
Sorry, we’re currently unable to insure the following.
- Self-drive hire operators
- Fuel sales (in isolation or where the turnover is predominantly in relation to fuel sales)
- Mobile motor valet
- Recovery operators (where turnover exceeds 25%)
- Agricultural vehicle sales, servicing and repairs
- Motorsport
- Vehicle dismantlers/end of life
- Vehicle collection and delivery
- Mobile servicing and repairs unless ancillary to the main business activities
SME Motor trade
We’re big on SME
SME motor trade is just one of the ways we’ve brought our specialist mid-market expertise to the SME space. Delivering the same comprehensive cover and outstanding service you’ve come to expect from us, it’s designed to suit the needs of smaller businesses.
With both the capacity and the product suite to partner with SMEs for the long-term, we can offer support from humble beginnings to bigger things.
And because we’re all about insuring ambition, you’ll always be confident that the growth mindset of you and your clients will be fully matched by our own.
SME motor trade covers & highlights
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Specialist property, liability and road risks cover for businesses involved with:
- Sales, service and repairs (mechanical and body) of commercial and private vehicles
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Legal expenses
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Windscreen repair or replacement support
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Related products
Motor trade
For organisations that need vehicles to conduct business – whether owned, leased or hired – this insurance cover could minimise potential financial losses, liability and disruptions.
Mid-market & corporate motor trade
Thanks to our extensive history in the industry, we bring comprehensive offerings and claims services – including large loss expertise – to our motor trade covers.
Motor trade road risk for SMEs
Simple yet flexible road risk only cover for SME motor trade businesses involved in vehicle sales, mechanical repairs, servicing and repairs. Available to trade online.
SME cyber
Whatever the size of a business, cyber security is vital. Our services, covers and expertise can mitigate cyber attacks and help prevent them.
Let’s start the right conversation
For business
Find a broker
If you’re looking for covers and have a broker, ask about Travelers products.
If you need a broker, start with the right broker directory.
Need to call us directly? Contact us.
For brokers
Ready to chat?
Let’s work together to build the right cover for your client.
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